The following foreign credit cards are acceptable in China’s hotels, department stores, restaurants and many shops: (1) Master Card; (2) Visa Card; (3) American Express Card; (4) JCB Card; and (5) Diners Card. Credit cards can be used in most mid- to top-range hotels, Friendship Stores and department stores.
ATM card and credit cards can be used quite often in Guangzhou. Make sure that your credit cards are programmed and your PIN is verified by your credit card company so that you can use it at an ATM machine for cash withdrawals. Do not wait until you travel to try the cash withdrawal card. Try taking out $20 at home before traveling abroad. If you do not have a credit card with a PIN, you can go to a Bank of China branch and get a cash advance using your credit card. You can even get a lot of RMB depending on the type of card you have but remember the credit card Companies will charge you quite high interest if not paid in full upon your return.
For the convenience of travelers in China, the Bank of China cashes travel cheques sold by international commercial banks and travel cheque companies in the United States, Canada, Australia, Hong Kong, Japan, Britain, France, Switzerland, Germany and other countries and regions. The Bank of China also sells travel cheques issued by American Express, National Bank of New York, Thomas Cook, Sumitomo Bank, and Swiss Bank.